International Vendor Payments

Make International Vendor Payments Without Losing Money to Your Bank

Send international vendor payments in 140+ currencies across 200+ countries. The FX pricing is built for small and mid-market businesses. Paying a factory in China, a component supplier in Vietnam, or a service vendor in Brazil, you get transparent FX rates, faster settlement than a bank wire, and automatic reconciliation to the invoice or PO the payment belongs to.

Quotable Payments is in pilot/beta. Cross-border payments are launching now and accepting applications. If you're currently wiring through your bank, we'll beat your current FX cost.

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Trusted by Businesses That Make International Payments
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Zennya is a customer of Quotable AI
Radical Motorsport is a Quotable AI user
Quotable AI is a Stripe Verified Partner
Quotable AI is a Healthy Work Place
Talenthero is a customer of Quotable AI
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The FX Margin Your Bank Isn't Showing You

The FX margin is the difference between the mid-market rate and the rate your bank actually quotes. On a $50,000 wire, that margin typically costs more than the wire fee. It repeats on every payment, baked into the quoted rate, and most operators never measure it because the number stays invisible.

Here's what a typical bank-wire vendor payment actually costs you:

  • A hidden FX margin on top of the mid-market rate, applied to every conversion.
  • A wire fee from your bank, usually a flat charge per payment.
  • Intermediary bank fees, deducted mid-transit, so your supplier receives less than you sent.
  • Two to five business days in flight, which strains vendor relationships and delays receipts of goods.
  • Manual reconciliation at the end of the month, matching bank statements to invoices and POs by hand.

If your annual cross-border payment volume is material, the FX margin is usually the biggest number on that list. It grows silently with your sourcing volume.

How Quotable Payments Works for International Vendor Payments

Quotable Payments gives you a single place to pay overseas suppliers, hold multi-currency balances in 35+ currencies, and reconcile payments to the quote, invoice, or PO they belong to. Use it standalone or connect it to your quoting and procurement workflow. Pay in 140+ currencies across 200+ countries.

AI assistant device displaying invoice quote, sentiment analysis data, and payment interface on desk.
01
Pay suppliers in 140+ currencies across 200+ countries.

Cover your existing supplier base and any new sourcing geography you expand into next.

02
Hold balances in 35+ currencies.

Time your FX conversions instead of converting on every transaction.

Man in a coffee shop holding a tablet displaying a customer invoice for specialty beans and a coffee grinder, with options to send via email or generate a share link.
Quotable AI payment methods showing connections to multiple payment methods including PayPal, Apple Pay, and credit cards.
03
Choose the receivables method that fits the payment

Wire is available across all 35 currencies, ACH across 21, and Instant across 10. Pick speed or cost per payment.

04
Manage orders, shipments, and payments in one system

Track every order, monitor deliveries, and know exactly what you’re owed, all in real time.

Order summary dashboard showing order QDW-006728 in progress for Shoppable Inc. with payment 43.91% paid, 11 out of 11 units delivered, and product details including Apple MacBook Pro and A4 Bond Paper totaling 40,320.00.

Get paid in minutes, not days

STEP 1
Send a quote or invoice
Create and send in minutes, no more switching between multiple systems.
STEP 2
Client receives a payment link
No-login required, works on any device.
STEP 3
Get Paid
Credit card, ACH, bank wire, and other methods available.

*Available payment methods depends on your region
STEP 4
Done
Payments are recorded, reconciled, and linked automatically.

Why Quotable
For Payment Acceptance

Most tools only help you collect payments. Quotable connects everything: Quote → Invoice → Payment → Shipments
No switching tools. No follow-ups. No missed payments.

What Our Customers Are Saying

Don't just take our word for it. Hear from those who have transformed their business with us.

We used to juggle 3,000 suppliers on spreadsheets. It caused errors, delays, and constant follow-ups. Switching to Quotable AI transformed our workflow overnight, everything is structured, fast, and automated. We now grow 25% on average every month without increasing overhead.

Professional woman in black blazer and white shirt against gray background, arms crossed
Sam B.
Chief Operating Officer
Airplane and lightbulb icon with blue "BUSINESS" text logo

For us, the biggest value of Quotable's dual-stack platform was being able to scale to $1M ARR in under a year with just 1.5 FTEs in operations.

Headshot of smiling man with beard wearing light blue shirt against green background
Pierre G.
Co-Founder & Managing Director
Zennya is a customer of Quotable AI

The biggest problem in procurement is transparency, and Quotable AI solved it for us. Before, I had no reliable way to know if my team was sourcing from the best suppliers or getting the most competitive quotes. That uncertainty leaves room for bias, favoritism, and even higher-priced awards. With Quotable, everything is transparent, every quote, every supplier, every decision.

Man in brown blazer standing outdoors in front of blue storefront sign
Toby C.
CEO
Toby's logo featuring blue stylized text with gray and blue dot pattern

Quotable made our quoting process 10x faster. We now send polished quotes in minutes and receive supplier quotes just as fast. On top of that, we qualified for supply chain financing through their partner lenders, something we couldn’t access before. Quotable has opened bigger deals for us.

Professional headshot of an Asian man smiling, wearing dark blazer and white shirt
Charlie F.
CEO

Our quoting process used to be fully manual and scattered across Viber, email, and Messenger, which wasn’t secure and wasted a lot of time. Supplier payments were manual as well. Quotable AI completely transformed this, everything is now digital, faster, and managed inside one unified system

Smiling man with glasses in front of colorful neon signs
Rene C.
CEO
AHG LAB logo with circular design and light gray coloring

The biggest problem in procurement is transparency, and Quotable AI solved it for us. Before, I had no reliable way to know if my team was sourcing from the best suppliers or getting the most competitive quotes. That uncertainty leaves room for bias, favoritism, and even higher-priced awards. With Quotable, everything is transparent, every quote, every supplier, every decision.

Man in brown blazer standing outdoors in front of blue storefront sign
Toby C.
CEO
Toby's logo featuring blue stylized text with gray and blue dot pattern

Quotable AI completely changed the game for us. We use to manage everything manually via spreadsheets and our team would make so many mistakes. After implementing Quotable AI, our margins are up 10% and my team is spending 60% less time on manual work.

Man wearing sunglasses and black jacket smiling on urban rooftop
Enrique H.
Marketing Director
Radical Motorsport logo with gold and black design on dark background

We used to juggle 3,000 suppliers on spreadsheets. It caused errors, delays, and constant follow-ups. Switching to Quotable AI transformed our workflow overnight, everything is structured, fast, and automated. We now grow 25% on average every month without increasing overhead.

Professional woman in black blazer and white shirt against gray background, arms crossed
Sam B.
Chief Operating Officer
Airplane and lightbulb icon with blue "BUSINESS" text logo

We used to juggle 3,000 suppliers on spreadsheets. It caused errors, delays, and constant follow-ups. Switching to Quotable AI transformed our workflow overnight, everything is structured, fast, and automated. We now grow 25% on average every month without increasing overhead.

Professional woman in black blazer and white shirt against gray background, arms crossed
Sam B.
Chief Operating Officer
Airplane and lightbulb icon with blue "BUSINESS" text logo

We used to juggle 3,000 suppliers on spreadsheets. It caused errors, delays, and constant follow-ups. Switching to Quotable AI transformed our workflow overnight, everything is structured, fast, and automated. We now grow 25% on average every month without increasing overhead.

Professional woman in black blazer and white shirt against gray background, arms crossed
Sam B.
Chief Operating Officer
Airplane and lightbulb icon with blue "BUSINESS" text logo

Our quoting process used to be fully manual and scattered across Viber, email, and Messenger, which wasn’t secure and wasted a lot of time. Supplier payments were manual as well. Quotable AI completely transformed this, everything is now digital, faster, and managed inside one unified system.

Smiling man with glasses in front of colorful neon signs
Rene C.
CEO
AHG LAB logo with circular design and light gray coloring

Quotable AI completely changed the game for us. We use to manage everything manually via spreadsheets and our team would make so many mistakes. After implementing Quotable AI, our margins are up 10% and my team is spending 60% less time on manual work.

Man wearing sunglasses and black jacket smiling on urban rooftop
Enrique H.
Marketing Director
Radical Motorsport logo with gold and black design on dark background

We used to juggle 3,000 suppliers on spreadsheets. It caused errors, delays, and constant follow-ups. Switching to Quotable AI transformed our workflow overnight, everything is structured, fast, and automated. We now grow 25% on average every month without increasing overhead.

Professional woman in black blazer and white shirt against gray background, arms crossed
Sam B.
Chief Operating Officer
Airplane and lightbulb icon with blue "BUSINESS" text logo

For us, the biggest value of Quotable's dual-stack platform was being able to scale to $1M ARR in under a year with just 1.5 FTEs in operations.

Headshot of smiling man with beard wearing light blue shirt against green background
Pierre G.
Co-Founder & Managing Director
Zennya is a customer of Quotable AI

Our procurement used to be slow and fully manual. Vendor delays held projects back. Quotable AI centralized everything into one system and cut supplier response time by 60%.

A smiling man with black hair and glasses wearing a black shirt
Eumir S.
CEO

Quotable AI completely changed the game for us. We use to manage everything manually via spreadsheets and our team would make so many mistakes. After implementing Quotable AI, our margins are up 10% and my team is spending 60% less time on manual work.

Man wearing sunglasses and black jacket smiling on urban rooftop
Enrique H.
Marketing Director
Radical Motorsport logo with gold and black design on dark background

We used to juggle 3,000 suppliers on spreadsheets. It caused errors, delays, and constant follow-ups. Switching to Quotable AI transformed our workflow overnight, everything is structured, fast, and automated. We now grow 25% on average every month without increasing overhead.

Professional woman in black blazer and white shirt against gray background, arms crossed
Sam B.
Chief Operating Officer
Airplane and lightbulb icon with blue "BUSINESS" text logo

Quotable made our quoting process 10x faster. We now send polished quotes in minutes and receive supplier quotes just as fast. On top of that, we qualified for supply chain financing through their partner lenders, something we couldn’t access before. Quotable has opened bigger deals for us.

Professional headshot of an Asian man smiling, wearing dark blazer and white shirt
Charlie F.
CEO

Our procurement used to be slow and fully manual. Vendor delays held projects back. Quotable AI centralized everything into one system and cut supplier response time by 60%.

A smiling man with black hair and glasses wearing a black shirt
Eumir S.
CEO

The biggest problem in procurement is transparency, and Quotable AI solved it for us. Before, I had no reliable way to know if my team was sourcing from the best suppliers or getting the most competitive quotes. That uncertainty leaves room for bias, favoritism, and even higher-priced awards. With Quotable, everything is transparent, every quote, every supplier, every decision.

Man in brown blazer standing outdoors in front of blue storefront sign
Toby C.
CEO
Toby's logo featuring blue stylized text with gray and blue dot pattern

Our quoting process used to be fully manual and scattered across Viber, email, and Messenger, which wasn’t secure and wasted a lot of time. Supplier payments were manual as well. Quotable AI completely transformed this, everything is now digital, faster, and managed inside one unified system

Smiling man with glasses in front of colorful neon signs
Rene C.
CEO
AHG LAB logo with circular design and light gray coloring

Quotable made our quoting process 10x faster. We now send polished quotes in minutes and receive supplier quotes just as fast. On top of that, we qualified for supply chain financing through their partner lenders, something we couldn’t access before. Quotable has opened bigger deals for us.

Professional headshot of an Asian man smiling, wearing dark blazer and white shirt
Charlie F.
CEO

For us, the biggest value of Quotable's dual-stack platform was being able to scale to $1M ARR in under a year with just 1.5 FTEs in operations.

Headshot of smiling man with beard wearing light blue shirt against green background
Pierre G.
Co-Founder & Managing Director
Zennya is a customer of Quotable AI

International Vendor Payments FAQs

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How much can I save on FX by switching from my bank?
It depends on your corridors, your monthly volume, and what your bank is charging you now. Most operators haven't measured it directly, because the margin is inside the quoted rate. Our approved commitment during pilot: We'll beat your current FX cost. Send us a recent wire confirmation and we'll show you the delta before you move.
How long does it take to send money internationally?
International vendor payments through Quotable Payments are faster than a bank wire on most corridors. Exact timing depends on the receivables method, the destination currency, and any compliance review on the recipient side. Wire is available across all 35 currencies, ACH across 21, and Instant across 10. Match the method to the urgency of the payment.
Do I need to switch banks?
No. Quotable Payments sits alongside your bank, not in place of it. You fund payments from your existing account and route them through us for the cross-border leg. Your primary banking relationship stays where it is.
Is Quotable International Vendor Payments generally available?
Not yet. Cross-border payments are in pilot/beta and launching now. We're accepting applications from businesses that regularly send money internationally. Payment acceptance is live in a more limited form. 
What accounting integrations do you support?
Xero is our near-ready integration. Additional ERP and accounting connections, including SAP, Oracle, NetSuite, Microsoft, and QuickBooks, are being built and aren't live yet. Reconciliation inside Quotable happens automatically when a payment ties to a quote or invoice on the platform.
Can I pay service-based suppliers too?
Yes. A marketing agency in Brazil, a fulfillment partner in Singapore, a design firm in Poland: any B2B vendor invoice is in scope. You don't need an originating quote or PO to send a payment.
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Stop quoting the old way. Start closing 10X FASTER.

Say goodbye to endless email threads, spreadsheets, and missed approvals. Quotable AI brings quoting, procurement, and payments into one connected platform — built to help your team move faster, win more deals, and stay in control from quote to cash.
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