A supported payment method is a funding or transfer method a provider accepts for a defined customer, currency and transaction type. Availability can vary by country, amount, account and destination.
Which methods may be supported?
- Bank transfer
- Direct debit
- Card payment
- Local clearing payment
- Wire transfer
- Account balance or wallet
Supported vs. available now
A method can be generally supported but unavailable for a specific transaction because of limits, verification, cut-offs, currency or risk rules.
What should be compared?
Review eligibility, fees, exchange rate, limits, speed, refund treatment, payer authentication and expected recipient amount. Fastest is not always most suitable.
How should failures be handled?
Show the actual reason and an eligible alternative without creating duplicate instructions. Keep the failed attempt linked to the replacement payment.
What should the record contain?
Store the method, payer, funding source, authorization, provider reference, status, fees and settlement evidence. Do not infer settlement from successful initiation.
