A payment recall is a request to retrieve or stop funds after a payment instruction has been released. A recall is not a guaranteed reversal: success depends on timing, route rules, the institutions involved, whether settlement is final, and whether the Recipient has already received or used the funds.
Quick reference for Payment recall
| Check | What it means for the transaction |
|---|---|
| Category | Global B2B payment operations |
| Record to keep | Keep the instruction, party and account identifiers, validation result, timestamps, institution references and reconciliation outcome. |
| Do not infer | Initiation, processing, clearing and settlement are different events. One status should not be used as proof of another. |
Payment recall and nearby terms
- Settlement finality: Settlement finality is the point at which a payment system's rules treat a transfer as final and no longer revocable by a participant.
