A payment link is a shareable URL that opens a hosted payment page for a specific invoice, amount or customer transaction. It lets a business collect online without building a full checkout.
How does a payment link work?
The business creates the link with amount, currency and reference, sends it to the payer, and receives provider status after payment is attempted.
Which fields should be controlled?
Use a unique order or invoice reference, correct amount and currency, expiry, supported methods, customer details and clear merchant identity.
What security risks exist?
Links can be forwarded, spoofed or reused if poorly configured. Use HTTPS, trusted domains, expiry, one-time behavior where appropriate and avoid exposing sensitive data in the URL.
When is the invoice paid?
A click or successful checkout message does not by itself prove final settlement. Reconcile provider status and funds received.
What should be tracked?
Record creation, sender, recipient channel, expiry, attempts, payment reference, fees, settlement and refunds.
