Business banking directory
United Kingdom SWIFT Codes and Sort Codes
Find SWIFT/BIC codes and selected verified UK sort codes for named payment services.
Use a SWIFT or BIC for an international business payment to the United Kingdom. Use the sort code only when the receiving instructions or payment form specifically request it.
This verified set contains two clearly named service addresses whose banks publish both the sort code and SWIFT/BIC. A UK sort code identifies a bank branch or payment service, so the beneficiary account’s own six-digit sort code remains the controlling value.
the United Kingdom SWIFT codes and sort codes
A UK sort code is a six-digit domestic identifier for a bank branch or payment service. A SWIFT/BIC identifies an institution or service for international messaging.
Lloyds Bank – International Service Centre
LOYDGB2L
30-96-34
HSBC UK – Invoice Finance currency-payment service
HBUKGB4B
40-12-76
The rows are service-specific examples, not universal sort codes for all accounts at those banking groups. For international payments, the recipient’s IBAN normally embeds the four-letter bank identifier, six-digit sort code and account number.
Are SWIFT codes different for business accounts?
Business and personal accounts usually share the institution-level SWIFT/BIC. The correct receiving instructions can still differ by legal entity, branch, account currency, product or correspondent route.
For a business payment, obtain bank-issued instructions showing the registered business name, account number or IBAN, account currency, legal bank name and the requested routing identifiers. Confirm changed or first-time details through a known contact at the recipient business.
How to choose the correct sort code
- Identify the payment route. International wires commonly use a SWIFT/BIC. Domestic payment rails may request the local code.
- Match the exact institution and branch. Do not substitute a code from another branch, product or legal entity.
- Check the account currency. Correspondent instructions can differ by settlement currency.
- Confirm before release. Compare the value with current instructions issued for the beneficiary account.
Using the United Kingdom bank details in a business payment workflow
Store the beneficiary name, account number or IBAN, currency, bank entity and verified routing details together. Require a second-channel check when bank details change before approving a payment.
Connect international payments to your business workflow
Quotable Payments helps businesses manage payment details alongside suppliers, invoices and approvals.
Explore Quotable Payments
Frequently asked questions
Is a UK sort code the same as a SWIFT code?
No. A UK sort code identifies a particular branch or payment service. A SWIFT/BIC identifies a financial institution or service for international bank messaging.
Do business accounts use different SWIFT codes in UK?
Usually the bank-level BIC is shared across customer types. Receiving instructions can still differ by legal entity, branch, currency, product or correspondent route.
How should these UK bank details be verified?
Compare them with written receiving instructions issued for the beneficiary account. Confirm the legal bank entity, branch or service, account currency and payment route before releasing funds.
Can I use one sort code for every account at a UK bank?
No. Use the six-digit sort code attached to the beneficiary account or service. It appears on the account statement and within the UK IBAN.
