Business banking directory
New Zealand SWIFT Codes and Bank Numbers
Find SWIFT/BIC codes and two-digit New Zealand bank numbers for selected major banks.
Use a SWIFT or BIC for an international business payment to New Zealand. Use the bank number only when the receiving instructions or payment form specifically request it.
The table covers five major banks using their published two-digit bank numbers and current SWIFT/BICs. A New Zealand account also contains a four-digit branch number, so use the first six digits of the beneficiary account when a full clearing code is required.
New Zealand SWIFT codes and bank numbers
The first two digits of a New Zealand account identify the bank. The next four identify the branch. A SWIFT/BIC identifies the bank for international messaging.
ANZ Bank New Zealand
ANZBNZ22
01
Bank of New Zealand (BNZ)
BKNZNZ22
02
Westpac New Zealand
WPACNZ2WXXX
03
ASB Bank
ASBBNZ2A
12
Kiwibank
KIWINZ22
38
New Zealand does not use IBANs. The beneficiary’s full account number supplies the bank number, branch number, account number and suffix.
Are SWIFT codes different for business accounts?
Business and personal accounts usually share the institution-level SWIFT/BIC. The correct receiving instructions can still differ by legal entity, branch, account currency, product or correspondent route.
For a business payment, obtain bank-issued instructions showing the registered business name, account number or IBAN, account currency, legal bank name and the requested routing identifiers. Confirm changed or first-time details through a known contact at the recipient business.
How to choose the correct bank number
- Identify the payment route. International wires commonly use a SWIFT/BIC. Domestic payment rails may request the local code.
- Match the exact institution and branch. Do not substitute a code from another branch, product or legal entity.
- Check the account currency. Correspondent instructions can differ by settlement currency.
- Confirm before release. Compare the value with current instructions issued for the beneficiary account.
Using New Zealand bank details in a business payment workflow
Store the beneficiary name, account number or IBAN, currency, bank entity and verified routing details together. Require a second-channel check when bank details change before approving a payment.
Connect international payments to your business workflow
Quotable Payments helps businesses manage payment details alongside suppliers, invoices and approvals.
Explore Quotable Payments
Frequently asked questions
Is a New Zealand bank number the same as a SWIFT code?
No. The bank number is the first two digits of a New Zealand account. A SWIFT/BIC identifies a financial institution or service for international bank messaging.
Do business accounts use different SWIFT codes in New Zealand?
Usually the bank-level BIC is shared across customer types. Receiving instructions can still differ by legal entity, branch, currency, product or correspondent route.
How should these New Zealand bank details be verified?
Compare them with written receiving instructions issued for the beneficiary account. Confirm the legal bank entity, branch or service, account currency and payment route before releasing funds.
What should I enter when a form asks for a New Zealand sort code or clearing code?
Use the first six digits of the beneficiary account: the two-digit bank number followed by the four-digit branch number.
