Georgia SWIFT Codes and Bank Codes

Use a SWIFT/BIC for an international business payment to Georgia. Use the two-letter IBAN bank code when the payment form or receiving instructions request the local institution identifier.

The National Bank of Georgia publishes each payment-system participant’s RTGS code and IBAN code together. This table covers 19 commercial banks and microbanks on that official IBAN code list as checked October 15, 2026. It excludes the National Bank and State Treasury.

Georgia SWIFT codes and IBAN bank codes

The two-letter bank code appears within a Georgian IBAN. The eight-character RTGS participant code published by the National Bank follows the BIC format used to identify the institution in bank messaging.

The National Bank’s IBAN code list also includes the National Bank and State Treasury. This business bank directory excludes those two public institutions and includes the 19 listed commercial banks and microbanks.

Are SWIFT codes different for business accounts?

Business and personal accounts generally use the same institution-level code. Receiving instructions can still differ by legal entity, account currency, product or correspondent route.

How to choose the correct Georgian bank code

1. Use the full IBAN. The two-letter bank code is embedded in the beneficiary’s Georgian IBAN.
2. Match the institution. Use the exact bank or microbank named in the account instructions.
3. Check the currency and route. Foreign-currency payments may include correspondent-bank details.
4. Confirm before release. Verify changed or first-time instructions with a known contact at the recipient business.

Using Georgian bank details in a business payment workflow

Store the beneficiary name, complete IBAN, account currency, institution name and verified routing details together. Require a second-channel check when bank details change.

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Frequently asked questions

Is a Georgian IBAN bank code the same as a SWIFT code?

No. The two-letter bank code forms part of a Georgian IBAN. The eight-character BIC-form RTGS participant code identifies the institution in bank messaging.

Does the IBAN bank code replace the beneficiary IBAN?

No. Use the beneficiary’s complete Georgian IBAN. The two-letter value is only the institution component inside it.

Are these codes different for business accounts?

The institution codes are generally shared across customer types. Receiving instructions can still differ by legal entity, account currency or payment route.

How should Georgian bank details be verified?

Compare the bank code and BIC-form participant code with current instructions issued for the beneficiary account before releasing funds.