A Unique End-to-End Transaction Reference, or UETR, is a 36-character identifier carried in Swift payment instruction messages. It gives institutions a consistent reference for tracking a payment across the chain and supports services such as the Swift gpi Tracker.
Quick reference for Unique End-to-End Transaction Reference (UETR)
| Check | What it means for the transaction |
|---|---|
| Category | Global B2B payment operations |
| Record to keep | Keep the instruction, party and account identifiers, validation result, timestamps, institution references and reconciliation outcome. |
| Do not infer | Initiation, processing, clearing and settlement are different events. One status should not be used as proof of another. |
Unique End-to-End Transaction Reference (UETR) and nearby terms
- SWIFT payment: A SWIFT payment is commonly understood as an international bank transfer instructed using financial messages sent through the Swift network.
- Payment tracking: Payment tracking is the monitoring of a payment's progress through submission, processing, intermediary, and completion stages.
